by Town Close Financial Planning | Jun 2, 2023 | Investment News
You’d be forgiven for thinking that successful investing is a dark art. Reserved only for those with a certain genius, pHd. To consistently produce an investment return that beats inflation (after costs) over the longer term seems otherworldly and beyond the... 
by Town Close Financial Planning | May 29, 2023 | Investment News, Savings News
Life is about comparisons, we often need to choose one thing over the other. Therefore comparisons ought to be on a like for like basis – apples to apples, not apples to lemons. When a client compares bank interest to investment returns, important points must be... 
by Town Close Financial Planning | May 28, 2023 | General News
Three articles worth your attention: Seth Godin – Cultural Distress: Your emotions are always being played by others. Simply recognising that is the first step to freedom? Ben Carlson – Stock, Bond & Cash Returns Over the Past 95 Years: It’s... 
by Town Close Financial Planning | May 26, 2023 | financial planning
Have you noticed just how many positive headlines there are today compared with the start of the year? No? Me neither. Yet…. For 10 months in a row, US inflation has been falling – and soon interest rates will too. Energy prices have collapsed since all time highs... 
by Town Close Financial Planning | May 16, 2023 | Investment News
In financial planning reference is often made to the “risk-free rate of return”. To think that there is anything “risk-free” about financial planning (or life in general) is laughable in the extreme. None of us ever had, or would ever desire, a...