Life is about comparisons, we often need to choose one thing over the other.
Therefore comparisons ought to be on a like for like basis – apples to apples, not apples to lemons.
When a client compares bank interest to investment returns, important points must be made.
Cash (saving) and investing are two polar opposite activities that appear similar to the untrained eye.
Cash is for security, to cover short-term liabilities. It’s never to create wealth.
Investing is for creating wealth and long-term security. It’s never to cover short-term liabilities.
Both are important, one can’t exist without the other but that does not mean they should be confused with or compared to each other.
To do so is to compare koalas with tractors.