About Us

We are a leading independent financial planning company.

Town Close Financial Planning Limited is authorised and regulated by the Financial Conduct Authority; our FCA number is 608526.

Our Principles


We are completely transparent, open and honest at all times.


We recognise that each of the families we work with is unique and needs to be treated as such.


We treat everyone with kindness and provide reassurance.


We know that the emotional return for our clients far outweighs the monetary return.


We work together as a team supporting each other to optimise our strengths and skills.


We are humane, decent, respectful and reliable.


We listen without judgment and work with you to support your values and views.


We use clear, concise language and relate what we do to our clients’ lives, hopes and fears.


We aim for excellence every day as well as continual growth and improvement.


We are open-minded, fair and inclusive, we encourage and welcome ideas from all team members.

Our Philosophy

Town Close Financial Planning believes in the power of financial planning to deliver results for you and your family that you can’t achieve on your own.

As a certain Warren Buffett said: “Risk comes from not knowing what you’re doing.”

We know what we are doing and we’re as competent as anyone alive to do what you need done.

In that way we represent your best chance for success. We have the resources and will to produce a plan that addresses your family’s needs as well as anyone can.

You should never find a financial planning firm more deeply committed to your family’s financial success than us. If you do, you should work with them, they deserve you more than us.

If you give the plan we put together with you enough time and enough money, you can expect to achieve the goals we have agreed on. If you’re not given enough time insurance will carry the plan the rest of the way.

Your financial plan will be a great benefit to you and your family, addressing as it does, one, some or all of these:

  • If a breadwinner dies your family will not be fatally compromised: They will be able to stay in their home, plans to help your children will remain on track, business interests can continue, assets will not have to be sold in a fire sale.
  • And the same goes in the event of disability or long-term illness.
  • The children and/or grandchildren can be helped with education costs, deposits for homes etc. without being saddled with debt.
  • The current generation will be able to retire in its own time and on its own terms. They will be confident they will not outlive their income. Their dignity and independence will not be undermined by up to 30 years of rising living costs (aka inflation).
  • The current generation will be able to support their own parents. And never become a burden to its children.
  • Retirement incomes will rise to offset inflation. This will not be at the expense of the capital which will also grow over time and be available to support future generations.
  • Inheritance tax (IHT) will not force the sale of important assets at an inopportune time. IHT liabilities will be funded out of residual capital or insured against.

Our process

The future will come whether you plan for it or not and there can be no lasting success without a robust financial plan.
Our 5 step process puts you, not financial products, front and centre.
It will help you build a plan that reflects who you are, the sort of life you live and what you want for the future.


What do you want?


What do you have?


Who are you?


Your Financial Plan


Review – regularly!

Meet The Team


Managing Director, Chartered Financial Planner

Jeremy has 24 years’ experience in the financial services sector and is in the top 1% advisers in the UK by qualification.


Head of Client Services, Financial Planner

Dan has 24 years’ experience in the Financial Services sector. He holds a Diploma in Financial Planning, the Investment Manager’s Certificate and a BA (Hons) in Financial Services.


Trainee Financial Planner

Zoe holds a BA(Hons) in Business with Accounting and has over 9 years experience in the financial services industry.


Head of Operations

Sarah holds a BA (Hons) in Financial Services.

She works closely with Jeremy on operational areas of the business and provides overall support ensuring clients receive the best possible service.


Head Of Client Relations and Development

Louise has 20 years of experience working for large corporations and small independent businesses.


Head of Stuff

Alan spent his career at IBM and was one of Town Close’s early clients.

He works with us on a freelance basis and as our ‘Head of Stuff’ has previously been involved in most activities that support our core business.


Wellbeing Coach

Suzan is a wellbeing coach with many years of experience.

Her true passion is supporting others to unlock their potential and see themselves as the complete, unbreakable beings that they are.

Town Close Key Facts

We look after more than £200 million

We look after over 300 families

We have 200+ positive, verified reviews on several reliable platforms

We have quadrupled revenue over the last six years

In total TCFP advisers have 80+ years of financial planning experience

We have completed over 6,000 working days of planning, covering 40,000 hours, 10,000 client appointments, and 25,000 financial planning conversations.

We have 17 Accreditations and 60+ exam passes between us

Assets under management have quintupled over the last six years

Apart from death only two clients have left us in the last three years – we asked them both to leave as our service was not suitable for them

On average we are 2-3% pa better at looking after client money than the clients themselves

Town Close’s financial planners have been awarded the following:

BA (Hons) Financial Services

Fellowship of The Personal Finance Society

Diploma in Regulated Financial Planning

Certificate in Discretionary Investment Management

Certificate in Mortgage Advice

Award in Financial Administration

Chartered Financial Planner

Advanced Financial Planning Certificate

Diploma in Financial Planning

Certificate in Securities Advice & Dealing

Certificate in Financial Services

Award in Long Term Care Insurance

Chartered MCSI

Advanced Diploma in Financial Planning

Investment Management Certificate

Certificate in Life & Pensions

Financial Planning Certificate

Town Close financial planners have passed the following Advanced and Diploma level exams:

AF5 Financial Planning Process


G20 Personal Investment Planning


J02 Trusts


J05 Pension Income Options


J11 Wrap and Platform Services


R02 Investment Principles and Risk


R06 Financial Planning Practice


H15 Supervision and Sales Management


G60 Pensions


J03 The Tax and Legal Aspects of Business


J06 Investment Principles, Markets and Environments


J12 Securities Advice and Dealing


R03 Personal Taxation


R08 Pensions Update


G10 Taxation and Trusts


G70 Investment Portfolio Management


J04 Pension Funding Options


J10 Discretionary Investment Management


R01 Financial Services, Regulation and Ethics


R04 Pensions and Retirement Planning


ER1 Equity Release