by Town Close Financial Planning | May 5, 2023 | financial planning
There are lots of route to investment success. TCFP has simply chosen one that makes sense to us and our clients. The key elements of it are that it is: Easily understood; As cheap as possible; As liquid as possible; As safe as possible. It also attempts to remove... 
by Town Close Financial Planning | Apr 10, 2023 | financial planning
We can either batter people until they submit (or unsubscribe) but that feels like an emotional drain but it gets us what what we want – either a customer or a rejection (so we can move on). Or we can seek to serve, from the very first moment, without prejudice,... 
by Town Close Financial Planning | Feb 24, 2023 | financial planning
You fear longevity too little and volatility too much. You will be in retirement more than 10-15 years, here is why: It is true that the average life expectancy in the UK is about 80 years. But the average is of little relevance to you. You are not a hard... 
by Town Close Financial Planning | Feb 10, 2023 | financial planning
THIS ARTICLE about spending makes some great points. However, it is rather long so how about I simple share my main takeaway from it? The article starts as follows…. “Former General Electric CEO Jack Welch once nearly died of a heart attack. Years later he was... 
by Town Close Financial Planning | Jan 29, 2023 | financial planning, Investment News
We have an innate ability to make daft financial decisions. As Nick Murray states “Human nature is a failed investor”. And, on Radio 4 recently Steven Pinker opined: “People are more likely to regularly invest in a lottery ticket, where you’re almost guaranteed... 
by Town Close Financial Planning | Jan 16, 2023 | financial planning
You may be stuck with the thought “I can’t afford to retire”. But how do you know for sure? You may be thinking “I want to pay less tax”. But what if that doesn’t result in a better outcome in the long term? Or how about...