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Your Money Mentor

Your Money Mentor is free to the younger relatives of all our clients, the sooner we are by your side, helping you make good decisions, the better it is for you.  We want to help you regardless of:

  • where you are in life;
  • what you earn;
  • what you save.

CLICK HERE for a short introductory video. CLICK HERE to book a Zoom. CLICK HERE to book a call. CLICK HERE to email.

Here are some topics (not exhaustive) that should be on your radar. In most cases all we need to help is a 15-minute chat. We are quicker and more useful than the web.

School or University

  • University or not? Vocational training/apprenticeships?
  • Student loans.
  • Debt in general.
  • Your credit score.
  • Short term savings – to spend in the next three years – how much, where and in what?
  • Longer term savings – to spend in more than three years – for what, how much, what product and what?
  • Investment strategy and investment products.

First Job

  • How to budget.
  • Your credit score.
  • Debt – credit cards, car purchase options, overdrafts, personal loans.
  • Short term savings – to spend in the next three years – how much, where and in what?
  • Longer term savings – to spend in more than three years – for what, how much, what product and what?
  • Investment strategy and investment products.
  • Pension plan options – how much, into which investment option?
  • Employee benefits and rights.
  • Getting on and moving up (TCFP Foundation)
  • Starting your own business.

Moving out / Cohabiting

  • Organising finances.
  • How to budget.
  • Your credit score.
  • Buying vs renting.
  • Mortgage options and considerations.
  • Parental gifts.
  • Debt – credit cards, car purchase options, overdrafts, personal loans.
  • Short term savings – to spend in the next three years – how much, where and in what?
  • Longer term savings – to spend in more than three years – for what, how much, what product and what?
  • Investment strategy and investment products.
  • Pension plan options – how much, into which investment option?
  • Employee benefits and rights.
  • Getting on and moving up (TCFP Foundation).
  • Starting your own business.

Starting a family

  • Your credit score.
  • How to budget – reduced family income.
  • Protecting against catastrophe – income loss caused by death or illness.
  • Debt – credit cards, car purchase options, overdrafts, personal loans.
  • Short term savings – to spend in the next three years – how much, where and in what?
  • Longer term savings – to spend in more than three years – for what, how much, what product and what?
  • Investment strategy and investment products.
  • Pension plan options – how much, into which investment option?
  • Employee benefits and rights.
  • Getting on and moving up (TCFP Foundation).
  • Starting your own business.
  • Investments for children / grandchildren.

 

 

 

Boring But Effective | Truthful, Helpful, Kind

advice@townclosefp.co.uk 

 

 

 

 

 

 

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