Financial Specialists

WHAT TO EXPECT FROM OUR FINANCIAL PLANNING SPECIALISTS

Financial planning is more than just investment management. Just as your car’s engine is an important part of your car but not the only important part, investment management is one of many crucial components that come together to create a strong and clear financial plan for your future. A financial plan, like a car, is about getting you from where you are now to where you want to be. 

Financial planning takes into consideration many aspects of your life to put in place a pathway or plan to help you achieve your financial goals. The Town Close approach is to spend time getting to know you; what is important to you, what your concerns are, what you want your future to look like, and any other financial milestones you foresee along the way (think child’s university fees, big anniversary celebration, new kitchen or that round-the-world trip you’ve been saving for). 

We will have conversations around where you are now, where you want to be, and what the next phase of your life will look like. We will also discuss different scenarios; what if you stop work at 60 instead of 65? What if you buy that holiday home in France in 3 years instead of 5? 

Once we have a clear picture of you and your financial goals, we can begin to create a financial plan to help achieve those goals. We will show you projections based on the different scenarios we discussed, offer planning advice and only then will we get to work implementing your plan.

We think it’s important to include you in the decision-making process, letting you know why we recommend one strategy over another, so you have complete transparency regarding your future and how we will work to get you there. As part of our transparency, if we assess that we can’t add value, we will let you know this upfront, with no cost to you. 

Our financial planning specialists are genuine, friendly, and professional. They are well versed across a number of financial areas including:

• Investment advice
• Planning advice
• Retirement advice
• Pension planning 
• Tax planning 
• Inheritance tax
• Wealth management

Most importantly, we are independent financial specialists. We don’t ever try to ‘sell’ products to our clients, and we never take commissions. This means we can ensure our only focus is on you and your goals.

PEACE OF MIND FOR YOUR FUTURE 

One of the most important decisions you can make is around planning for your future. Expert planning advice can prepare you for the future, incorporating any big purchases that appear along the way while still making sure you have enough to live the life you want to. 

An excellent planning service will help you ensure you are prepared for what’s down the road, and working with TCFP will ensure a clear, informed and predictable journey.