by Town Close Financial Planning | Jan 3, 2022 | Investment News
Temperament is defined as “a person’s or an animal’s nature as shown in the way they behave or react to situations or people.” Whereas intellect is “the ability to think in a logical way and understand things, especially at an advanced level; your mind.”... 
by Town Close Financial Planning | Dec 14, 2021 | Investment News
There are millions of investment options in the world, and they seem to be multiplying. Looking back on 30+ years of studying and working in finance, I see a clear difference – an investment is either sexy or boring. Or, from my perspective, there are investments that... 
by Town Close Financial Planning | Dec 7, 2021 | Investment News
Could they be “permanent” and “temporary”? Confusing one for the other means we could be on a hiding to nothing. Things that are permanent need our attention. Things that are temporary do not. Two common errors in financial planning are to think that inflation is... 
by Town Close Financial Planning | Nov 25, 2021 | Investment News
Your investments: Drop in value by 10–15%, every year; And by 30-50% every 3 to 5 years; And recover their value within 12 months, 75% of the time; And recover their value entirely in time 100% of the time; Produce an average annual return way more than inflation... 
by Town Close Financial Planning | Nov 15, 2021 | Investment News
Maybe up to 10% of our value derives from our knowledge of financial products, investments and tax matters. At least 90% of our value derives from doing everything possible to help you behave in the way that best suits your long-term goals / objectives / dreams... 
by Town Close Financial Planning | Nov 12, 2021 | Investment News
Much of our financial planning expertise is captured in the word “risk”. The word is misused endlessly in financial planning. To us risk is, and can only ever be, the permanent loss of capital. There are two types of risk – fast and slow. Both can lead to permanent...