by Town Close Financial Planning | Sep 20, 2022 | General News
“Semper eadem” was the motto of the first Queen Elizabeth, it means “always the same”. I only know this because when she granted my school – Ipswich School – a charter the use of her motto and coat of arms came with it. Moving forward 456 years “semper eadem” strikes... 
by Town Close Financial Planning | Sep 19, 2022 | financial planning
THIS BLOG from Seth Godin got me thinking. Here’s where that thinking went…. The cost of a good or service is usually explicit, tangible and immediate. The benefit is usually none of those things. Or at best a bit of each of them. Take... 
by Town Close Financial Planning | Sep 15, 2022 | financial planning, Investment News
The fundamentals of investment are so basic and in such plain view it is easy to overlook them. That is why we should remind ourselves of them. HERE IS A TWO MINUTE VIDEO from one of the all time greats, Howard Marks, covering two very basic concepts. As he says,... 
by Town Close Financial Planning | Sep 12, 2022 | General News
Isn’t it amazing how the smallest tweak can give rise to an outlandishly different outcome? Mathematically at least that’s true, see this photo: A one percent difference every day gets you 37 times more of what you had than no change at all. Obviously that’s a... 
by Town Close Financial Planning | Sep 7, 2022 | General News
Some things that occurred to me and I thought worth sharing… Passive Income I see a lot of adverts offering “passive income” to unsuspecting members of the public. So here’s my own stellar offering: An average income of 2% pa; That historically...