by Town Close Financial Planning | May 20, 2018 | Pension & Retirement News
The tapered annual allowance is a HMRC classic. You start with a relatively simple concept – limit pension contribution tax relief for higher earners, quite why is a story for another day. You then complicate it beyond belief by having two different income... by Town Close Financial Planning | May 16, 2018 | Guest Post, Investment News, Pension & Retirement News
Here’s a good piece from Ben Carlson. It’s a good way of understanding how very small adjustments in behaviour can lead to much improved outcomes. Save just a little more, have a bit more equity exposure, they all add up. Handsomely. “Compound... by Town Close Financial Planning | Apr 9, 2018 | Estate Planning, Pension & Retirement News
A recent study carried out in the USA found that those caring for elderly parents are likely to experience additional financial difficulties on top of the extra stress such responsibilities can bring. The study found that three out of ten American caregivers had also... by Town Close Financial Planning | Mar 26, 2018 | Pension & Retirement News
You’ve lived a full and rewarding life, settled down, had a family, and are now reaping the benefits of working hard and investing in your future. But has the world got smaller since back when you first began to make your mark? Now, through using social media on your... by Town Close Financial Planning | Dec 22, 2017 | Pension & Retirement News
Auto-enrolment (AE) has been a great thing. Millions of works who would have been solely reliant on the State Pension (and maybe benefits) now won’t be. This must be one of the biggest presents to future generations of all time. It took some time to get here.... by Town Close Financial Planning | Nov 27, 2017 | Pension & Retirement News
To try to self-manage your flexi-access drawdown pension is complete madness. Why on earth would you try to do that? Simply to avoid fees? Or some other bizarre reason? Now and for always, the dominant factor in long term, real life, financial outcomes is investor...